IFTS Disclaimer

1 Purpose of this Disclaimer

The information, guidance, documents, digital resources, consultations, and professional services provided through the IFTS Platform are intended to assist individuals and businesses in understanding and fulfilling applicable business, taxation, compliance, financial, and regulatory requirements.

This Disclaimer explains:

• the scope of our professional services;
• the limitations of our advice;
• the responsibilities of clients;
• matters controlled by government authorities or third parties; and
• the extent of IFTS' legal responsibility.

Nothing in this Disclaimer limits any rights available to clients under applicable laws.

2 Professional Services

IFTS provides professional business support services including, but not limited to:

• NTN Registration
• Company Registration (SECP)
• Sales Tax Registration
• Pakistan Single Window (PSW) Registration
• Trademark Registration
• NGO / NPO Registration
• Business Documentation
• POS Registration & Setup
• Digital Business Setup
• Startup Advisory

• Income Tax Return Filing
• Sales Tax Return Filing
• Accounting & Bookkeeping
• Payroll Management
• Corporate Compliance
• Financial Statements Preparation
• CFO & Financial Advisory
• Government Notice Handling
• Trademark & Intellectual Property Services

• Business Growth Advisory
• Business Automation
• CRM & Workflow Systems
• Website Development
• Branding & Identity Development
• Digital Marketing
• Business Expansion Strategy
• Financial Planning
• Investment Advisory

Each service is provided according to the scope described in its respective Service Card.

3 General Information Disclaimer

Information published on the IFTS Platform, including articles, FAQs, blogs, guides, templates, videos, checklists, calculators, downloadable resources, and other educational content, is provided for general informational purposes only.

Such information:

• is not intended to replace professional advice tailored to your specific circumstances;
• may not apply to every business or individual;
• should not be interpreted as legal, judicial, or governmental advice; and
• should not be relied upon as the sole basis for making business or financial decisions.

Users are encouraged to obtain professional advice specific to their circumstances before taking any significant business, financial, regulatory, or taxation-related action.

4 Professional Advice Disclaimer

Professional recommendations provided by IFTS are based upon:

• the information supplied by the client;
• documents provided by the client;
• applicable Pakistani laws and regulations;
• official government guidance available at the time of review; and
• our professional experience and judgement.

Professional advice represents our opinion based on the information available at the time it is provided.

Future changes in legislation, taxation rules, regulatory interpretations, government procedures, judicial decisions, or policy updates may affect the accuracy or continuing applicability of previous advice.

Clients should seek updated advice whenever significant legal, regulatory, or business changes occur.

5 No Government Affiliation

Unless expressly stated otherwise, IFTS is an independent private Business Infrastructure Platform.

IFTS is not:

• the Federal Board of Revenue (FBR);
• the Securities & Exchange Commission of Pakistan (SECP);
• Pakistan Single Window (PSW);
• Punjab Revenue Authority (PRA);
• Khyber Pakhtunkhwa Revenue Authority (KPRA);
• Sindh Revenue Board (SRB);
• Balochistan Revenue Authority (BRA);
• Intellectual Property Organization of Pakistan (IPO Pakistan);
• Pakistan Software Export Board (PSEB); or
• any other government department or regulatory authority.

While IFTS assists clients in preparing applications, registrations, filings, and regulatory submissions, all approvals, registrations, licences, certificates, and official decisions remain solely within the authority of the relevant government or regulatory body.

Nothing published on the IFTS Platform should be interpreted as representing, replacing, or acting on behalf of any government authority.

6 Government Decisions & Regulatory Outcomes

Many services provided by IFTS involve applications submitted to government departments or regulatory authorities.

Final decisions regarding:

• approvals;
• registrations;
• licences;
• certificates;
• tax assessments;
• compliance determinations;
• objections;
• appeals; and
• regulatory actions

are made exclusively by the relevant authority.

Accordingly, IFTS cannot guarantee:

• approval of any application;
• acceptance of any filing;
• issuance of any licence or certificate;
• processing timelines;
• regulatory decisions; or
• outcomes determined by external authorities.

Although IFTS makes every reasonable effort to prepare accurate and complete submissions, the final outcome always remains subject to the applicable laws, regulations, policies, and decisions of the relevant authority.

7 Client Responsibilities

To enable IFTS to provide accurate and efficient professional services, clients are responsible for providing complete, accurate, and truthful information throughout the service lifecycle.

Clients agree to:

• Provide accurate personal and business information.
• Submit genuine and authentic supporting documents.
• Respond promptly to requests for additional information.
• Review submitted information before final confirmation.
• Notify IFTS of any material changes that may affect the requested service.
• Comply with all applicable legal and regulatory requirements.

IFTS is entitled to rely upon the information and documents provided by the client unless there are reasonable grounds to believe they are inaccurate or incomplete.

Clients remain solely responsible for the accuracy, completeness, and legality of the information and documents they submit.

8 Accuracy of Client Information

The quality of professional services provided by IFTS depends upon the accuracy of the information supplied by the client.

IFTS is not responsible for any consequences arising from:

• Incorrect information provided by the client.
• Incomplete documentation.
• Forged, altered, or misleading documents.
• Failure to disclose relevant facts.
• Delayed submission of requested information.
• Failure to comply with applicable laws or regulations.
• Information that becomes outdated after submission.

Where inaccurate or incomplete information is identified during service processing, IFTS may:

• Request clarification or additional documentation.
• Suspend processing until the required information is received.
• Recommend an alternative service package where appropriate.
• Decline or terminate the service in accordance with the Terms & Conditions.

Clients acknowledge that inaccurate information may result in delays, rejection of applications, additional government requirements, penalties, or other consequences beyond the control of IFTS.

9 Taxation & Compliance Disclaimer

Tax laws, regulatory requirements, filing procedures, and government policies are subject to change without prior notice.

Professional services provided by IFTS are based on:

• Applicable Pakistani tax laws.
• Relevant rules and regulations.
• Official notifications and circulars.
• Government guidance available at the time the service is performed.
• Information provided by the client.

Accordingly, IFTS does not guarantee:

• A particular tax outcome.
• Acceptance of any tax return.
• Acceptance of any adjustment or exemption.
• Approval of any refund claim.
• Acceptance of any legal interpretation by the relevant tax authority.
• Future tax treatment of any transaction.

Any decision relating to taxation remains subject to review, audit, assessment, investigation, or determination by the relevant government authority.

Clients remain responsible for complying with their ongoing statutory obligations, including filing requirements, tax payments, and record-keeping responsibilities.

10 Financial Advisory Disclaimer

IFTS may provide financial advisory services relating to business planning, budgeting, cash flow management, financial reporting, operational efficiency, or similar business matters.

Unless expressly agreed in writing, such advisory services are provided to assist clients in making informed business decisions and should not be interpreted as guarantees of financial performance.

Business decisions involve numerous variables beyond the control of IFTS, including:

• Market conditions.
• Customer demand.
• Economic circumstances.
• Regulatory changes.
• Business management decisions.
• Operational performance.
• Competitive factors.
• Financing availability.

Accordingly, IFTS does not guarantee:

• Profitability.
• Revenue growth.
• Business success.
• Cost savings.
• Improved cash flow.
• Financial stability.
• Achievement of business objectives.

Clients remain solely responsible for all business and financial decisions made based on the advice provided.

11 Investment Advisory Disclaimer

Where IFTS provides general guidance regarding investment planning, business expansion, or financial strategy, such guidance is intended for informational and business planning purposes only.

Unless expressly stated otherwise, IFTS is not:

• A licensed investment manager.
• A securities broker.
• A portfolio manager.
• A stock market advisor.
• A licensed financial institution.
• An investment fund manager.

Accordingly:

• Investment decisions remain entirely the responsibility of the client.
• All investments involve varying degrees of risk.
• Past performance does not guarantee future results.
• Market values may increase or decrease.
• Clients should seek independent professional advice where specialized investment licensing is required.

Nothing published or communicated by IFTS should be interpreted as a guarantee of investment performance or future financial returns.

12 Digital Services Disclaimer

IFTS also provides digital business services, which may include:

• Website Development.
• Branding & Identity Development.
• Digital Marketing.
• Business Automation.
• CRM & Workflow Systems.
• E-Commerce Solutions.
• Business Infrastructure Development.

The effectiveness of these services depends upon numerous factors beyond the control of IFTS.

Accordingly, IFTS does not guarantee:

• Search engine rankings.
• Social media growth.
• Advertising performance.
• Website traffic.
• Online sales.
• Lead generation.
• Customer conversions.
• Brand recognition.
• Business profitability.

Digital platforms, search engines, advertising networks, and social media platforms regularly update their algorithms, policies, and technical requirements.

Such changes may affect campaign performance or digital outcomes despite professional implementation by IFTS.

13 Third-Party Services & External Platforms

Many IFTS services require interaction with external organizations and technology providers.

These may include:

• Government Authorities.
• Banking Institutions.
• Payment Gateway Providers.
• Courier Companies.
• Website Hosting Providers.
• Cloud Infrastructure Providers.
• Domain Registrars.
• Email Service Providers.
• SMS Providers.
• WhatsApp Business Services.
• Analytics Platforms.
• Software Vendors.

Although IFTS carefully selects reputable providers where possible, each third party operates independently.

Accordingly, IFTS is not responsible for:

• Third-party system outages.
• Platform downtime.
• Changes to third-party policies.
• Technical failures.
• Service interruptions.
• Data processing practices of independent providers.
• Delays caused by external organizations.

Clients may also become subject to the terms, policies, and procedures of those third-party providers.

14 Website Availability & Technical Issues

IFTS makes reasonable efforts to maintain the availability, security, and reliability of its website, Web Application, and Client Portal.

However, uninterrupted availability cannot be guaranteed.

Temporary interruptions may occur due to:

• Scheduled maintenance.
• Software updates.
• Security enhancements.
• Internet disruptions.
• Hosting issues.
• Power failures.
• Cybersecurity incidents.
• Hardware failures.
• Third-party service interruptions.
• Events beyond the reasonable control of IFTS.

While IFTS aims to minimize disruptions, the platform may occasionally be unavailable for maintenance, upgrades, or technical reasons.

Users are encouraged to report any technical issues through our official support channels.

15 Intellectual Property Disclaimer

Unless otherwise expressly stated, all content available on the IFTS Platform is the intellectual property of IFTS or is used under appropriate authorization.

This includes, but is not limited to:

• IFTS name and branding.
• Logos and trademarks.
• Website design and layout.
• Service descriptions.
• Service codes and categorization.
• Graphics, icons, illustrations, and visual elements.
• Business processes and methodologies.
• Templates, forms, checklists, and guides.
• Software, source code, and platform features.
• Educational articles, blogs, and publications.
• Videos, images, and downloadable resources.

Nothing contained on the IFTS Platform grants any user ownership of, or license to use, reproduce, modify, distribute, publish, sell, or commercially exploit any intellectual property unless expressly authorized in writing by IFTS.

Unauthorized use of IFTS intellectual property may result in legal action under applicable intellectual property and copyright laws.

16 External Links Disclaimer

For the convenience of users, the IFTS Platform may contain links to external websites, government portals, payment gateways, software providers, or other third-party resources.

Examples may include:

• Federal Board of Revenue (FBR)
• Securities & Exchange Commission of Pakistan (SECP)
• Pakistan Single Window (PSW)
• Provincial Revenue Authorities
• Intellectual Property Organization of Pakistan (IPO Pakistan)
• Banking Institutions
• Payment Service Providers
• Social Media Platforms
• Technology Partners

These links are provided solely for informational or operational purposes.

IFTS does not own, manage, or control these external websites and is not responsible for:

• Their content.
• Accuracy of information.
• Privacy practices.
• Security measures.
• Availability.
• Terms of use.
• Services offered.
• Updates or modifications.

Users access third-party websites entirely at their own discretion and remain subject to the terms and policies of those respective organizations.

17 Limitation of Liability

To the maximum extent permitted by applicable law, IFTS shall not be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages arising from or relating to:

• Use of the IFTS Platform.
• Inability to access the platform.
• Delays in service delivery caused by third parties.
• Government processing delays.
• Rejection of applications by regulatory authorities.
• Technical failures or system interruptions.
• Errors arising from inaccurate client information.
• Business losses.
• Loss of profits or anticipated savings.
• Loss of goodwill or business opportunities.
• Data loss resulting from circumstances beyond our reasonable control.
• Actions or omissions of third-party service providers.

Where liability cannot be excluded under applicable law, the liability of IFTS shall be limited to the amount paid by the client for the specific service giving rise to the claim, unless otherwise required by law.

Nothing in this Disclaimer excludes liability that cannot legally be excluded under applicable legislation.

18 Indemnification

By using the IFTS Platform or purchasing any services, you agree to indemnify, defend, and hold harmless IFTS, its owners, directors, officers, employees, consultants, representatives, affiliates, and authorized partners from and against any claims, losses, liabilities, damages, costs, expenses, or legal fees arising from or related to:

• Your breach of the Terms & Conditions.
• Your violation of applicable laws or regulations.
• False, inaccurate, or misleading information provided by you.
• Submission of fraudulent or unauthorized documents.
• Misuse of the IFTS Platform.
• Infringement of the rights of any third party.
• Unauthorized use of IFTS intellectual property.
• Any negligent or unlawful act or omission on your part.

This indemnification obligation survives the completion, cancellation, or termination of any service provided by IFTS.

19 Force Majeure

IFTS shall not be held responsible for any delay, interruption, or failure to perform its obligations where such delay or failure results from events beyond its reasonable control.

These events may include, but are not limited to:

• Natural disasters.
• Floods.
• Earthquakes.
• Fires.
• Epidemics or pandemics.
• War or armed conflict.
• Civil unrest or terrorism.
• Government actions or restrictions.
• Internet or telecommunications failures.
• Power outages.
• Cybersecurity incidents.
• Failure of third-party infrastructure.
• Labor disputes.
• Any other event beyond the reasonable control of IFTS.

Where reasonably practicable, IFTS will make every effort to resume normal operations as soon as circumstances permit.

20 Changes to this Disclaimer

IFTS reserves the right to amend, update, modify, or replace this Disclaimer at any time to reflect:

• Changes in applicable laws or regulations.
• Business expansion.
• Introduction of new services.
• Platform enhancements.
• Regulatory developments.
• Operational improvements.
• Technological advancements.
• Changes in industry best practices.

The latest version of this Disclaimer will always be published on the IFTS Platform.

Continued use of the platform following publication of an updated Disclaimer constitutes acceptance of the revised version.

Users are encouraged to review this Disclaimer periodically.

21 Relationship with Other Policies

This Disclaimer forms part of the overall legal framework governing the use of the IFTS Platform.

It should be read together with the following documents:

• Terms & Conditions
• Privacy Policy
• Refund Policy
• Cookie Policy

Where any provision of this Disclaimer conflicts with mandatory provisions of applicable law, the applicable law shall prevail to the extent of the inconsistency, while the remaining provisions shall continue in full force and effect.

22 Contact & Support

If you have any questions regarding this Disclaimer or require clarification regarding the scope of our professional services, please contact us through our official communication channels.