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Refund Policy

Transparent. Fair. Client-Focused.

At IFTS, we are committed to transparency and client satisfaction. This Refund Policy explains how refunds, service upgrades, reclassification, and payment adjustments are handled for all services purchased through our platform.


Policy Sections

What Our Refund Policy Covers

01

Service Nature

Most IFTS services are professional digital compliance, registration, taxation, documentation, advisory, and infrastructure services that involve resource allocation, compliance review, document handling, and workflow processing immediately after order confirmation.

Because of this, refund eligibility depends on the processing stage of the service.

02

Fixed Price Services

Where a service card clearly mentions "Fixed Price", "No Hidden Charges", "Everything Included", the client will not be charged any additional amount unless:

  • The client changes the service scope
  • Requests optional add-ons
  • Provides incorrect category information
  • The case falls under a different service category after compliance review
03

Service Reclassification & Upgrade Policy

If a client purchases a lower-category package/service and, after document review or compliance checking, the case is identified under another applicable category with a higher service fee, the client will be informed properly.

Example
Initial Purchased Service: Rs. 5,000
Revised Applicable Service: Rs. 8,000
Option A — Upgrade the Service

The client can pay the remaining balance amount only.

In the above example: Additional Payment Required: Rs. 3,000

Both payment screenshots may be attached with the upgraded order/service record for compliance and verification purposes.

Option B — Request Refund

If the client does not agree with the revised category or upgraded package:

  • The previously paid amount will be refunded in full
  • With zero deduction
  • Within approximately 7 working days
04

Non-Refundable Situations

Refunds may not be applicable in the following cases:

  • Government fee already submitted
  • Authority processing initiated
  • Verification already performed
  • Documents already filed/submitted
  • Client stops responding after processing starts
  • False or misleading information provided
  • Client changes mind after work initiation
  • Delay caused by missing client documents
05

Refund Eligibility

Refund requests may be considered if:

  • Payment was made by mistake
  • Duplicate payment occurred
  • Service cannot legally proceed
  • IFTS is unable to process the case
  • Service was not initiated

All refund requests are reviewed internally before approval.

06

Government Fees & Third-Party Charges

Government taxes, challans, authority fees, verification fees, courier charges, or third-party charges already paid are generally non-refundable.

Applicable authorities/platforms:

  • FBR & SECP
  • PSW & PRA / SRB / KPRA / BRA
  • PSEB & IPO Pakistan
  • Banking Systems
  • Courier & Communication Providers
07

Refund Processing Timeline

Approved refunds are generally processed within:

5–7 Working Days

Depending on:

  • Banking channels
  • Payment verification
  • Transaction clearance

Refunds are issued through the original payment method whenever possible.

08

Payment Security Policy

IFTS only accepts payments through:

  • Online Bank Transfer
  • Raast Transfer
  • Official Company Bank Accounts
  • Official Raast IDs

Clients may upload payment screenshots through:

  • Checkout Page
  • IFTS Digital Forms
  • Official Verification Forms
09

Service Timeline Conditions

Service timelines begin only after:

  • Complete information submission
  • Required documents submission
  • Verification confirmation
  • Successful compliance review

Processing time may vary due to:

  • Government authority processing
  • Verification requirements
  • Document completeness
  • Technical issues & regulatory delays
  • Third-party platform downtime
10

Client Assistance for Digital Forms

If a client faces difficulty while filling IFTS digital forms on mobile or desktop devices, our support team may assist the client in completing the forms properly.

Our team is available through official support channels to guide clients through the process.

11

Cancellation Requests

Clients may request cancellation before processing begins.

Once substantial work, filing, compliance processing, or authority submission has started, cancellation may not qualify for refund eligibility.

12

Communication Regarding Refunds

All refund discussions, approvals, and updates are communicated through official IFTS channels only:

  • Official Email
  • WhatsApp Business
  • Client Dashboard
  • Official Contact Numbers
13

Policy Updates

IFTS reserves the right to update or revise this Refund Policy at any time without prior notice to maintain legal, compliance, operational, or business requirements.

Updated versions will be published on the platform.

14

Contact Information

For refund-related support or questions:

  • Website: ifts.digital
  • Email: info@ifts.digital
  • WhatsApp Support: +92 335 5651782

Most IFTS services are professional digital compliance, registration, taxation, documentation, advisory, and infrastructure services that involve resource allocation, compliance review, document handling, and workflow processing immediately after order confirmation.

Because of this, refund eligibility depends on the processing stage of the service.

Where a service card clearly mentions "Fixed Price", "No Hidden Charges", or "Everything Included", the client will not be charged any additional amount unless:

  • The client changes the service scope
  • Requests optional add-ons
  • Provides incorrect category information
  • The case falls under a different service category after compliance review

If a client purchases a lower-category package and after document review the case is identified under a higher service fee category, the client will be informed and may choose:

Example: Initial Service: Rs. 5,000 → Revised: Rs. 8,000
Additional Payment Required: Rs. 3,000
Option A — Upgrade the Service
The client can pay the remaining balance amount only.
Option B — Request Refund
  • Full refund with zero deduction
  • Within approximately 7 working days

Refunds may not be applicable in the following cases:

  • Government fee already submitted
  • Authority processing initiated
  • Verification already performed
  • Documents already filed/submitted
  • Client stops responding after processing starts
  • False or misleading information provided
  • Client changes mind after work initiation
  • Delay caused by missing client documents

Refund requests may be considered if:

  • Payment was made by mistake
  • Duplicate payment occurred
  • Service cannot legally proceed
  • IFTS is unable to process the case
  • Service was not initiated

All refund requests are reviewed internally before approval.

Government taxes, challans, authority fees, verification fees, courier charges, or third-party charges already paid are generally non-refundable.

Applicable authorities/platforms:

  • FBR & SECP
  • PSW & PRA / SRB / KPRA / BRA
  • PSEB & IPO Pakistan
  • Banking Systems
  • Courier & Communication Providers

Approved refunds are generally processed within:

5–7 Working Days

Depending on banking channels, payment verification, and transaction clearance.

Refunds are issued through the original payment method whenever possible.

IFTS only accepts payments through:

  • Online Bank Transfer
  • Raast Transfer
  • Official Company Bank Accounts
  • Official Raast IDs

Clients may upload payment screenshots through:

  • Checkout Page
  • IFTS Digital Forms
  • Official Verification Forms

Service timelines begin only after complete information submission, required documents submission, verification confirmation, and successful compliance review.

Processing time may vary due to:

  • Government authority processing
  • Verification requirements
  • Document completeness
  • Technical issues & regulatory delays
  • Third-party platform downtime

If a client faces difficulty while filling IFTS digital forms on mobile or desktop devices, our support team may assist the client in completing the forms properly through official support channels.

Clients may request cancellation before processing begins. Once substantial work, filing, compliance processing, or authority submission has started, cancellation may not qualify for refund eligibility.

All refund discussions, approvals, and updates are communicated through official IFTS channels only:

  • Official Email
  • WhatsApp Business
  • Client Dashboard
  • Official Contact Numbers

IFTS reserves the right to update or revise this Refund Policy at any time without prior notice to maintain legal, compliance, operational, or business requirements.

Updated versions will be published on the platform.

For refund-related support or questions:

  • Website: ifts.digital
  • Email: info@ifts.digital
  • WhatsApp Support: +92 335 5651782

Our Commitment

We believe in fairness, transparency, and building long-term trust with our clients. Your success is our priority, and we are always here to support you.

Fair &
Transparent
Secure
Payments
Fast
Refunds
Client
Focused
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